Protecting What's Most Important
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No matter your stage in life, we have tools to help you achieve your goals, and protect what you care about:
Being able to pay your mortgage on time every month is important. What would happen to your loved ones if your income suddenly disappeared? Would they be able to stay in their home? If your answer is "No" or "I'm not sure," you owe it to all of you to consider purchasing mortgage protection insurance. Mortgage Protection Insurance is life insurance designed to pay off your mortgage in the event of your death. Additionally, many policies offer additional benefits for critical illness and permanent disability. It's simple to findout your options. Planning for retirement, whether that's five years away or 25 years down the road, is something each of us needs to do. Making smart choices about how much money you save, and what retirement planning savings vehicles you use, can mean the difference between having the income you need in retirement to live the lifestyle you want, or struggling financially. There is no one-size-fits-all solution when it comes to saving for retirement, but if you prefer a product that offers safety and guarantees, you may want to consider the retirement protection benefits offered by annuity products and indexed universal life (IUL) insurance policies. Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, consider the SmartStart plan. This program gives your child a head start saving for college, their first home down payment, and even retirement, with a cash-value savings component plus the protection of life insurance. That's a smart start.
We believe one of your biggest assets is your ability to work. If you're like a majority of Americans, it would be difficult, if not impossible, to continue paying your bills if you were injured or ill and couldn't work. Disability income insurance is what many people call “paycheck protection.” Along with life insurance, disability insurance can offer the protection you need so you and your family won't lose your home or other assets if the unthinkable happens. Let's talk about the options available and what you would qualify to receive. Why is getting life insurance now, while you have No or Few medical problems important? One of our team members alone has been impacted by Diabetes and unfortunately,being diagnosed with diabetes in their 30's, limits the type/face value of insurance available. The odds of chronic illness or debilitating injury impacting the ability to get insurance in the future and if it is available, the cost then should make it easier to make the call now. Wanting the best for our loved ones shouldn't stop. Consider the impact you can have if you prepare for the unforseen. Spouses that don't have to move from their home. Children who can complete college. A home prepared for sale including, cleaning out garages, closets, and managing pets. Being able to have a proper burial, and take care of the details is a gift of a lifetime for a grieving family. Suze Ormon presents very interesting information in this article from AARP. It's worth the read. Having personal experience on our team, we are advocates of careful planning. 
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